No baseball.....how about some money talk?

All of the teams that I follow had off days yesterday, so there isn't any baseball news to report.

I figure that I would talk about my investments today. I have my 401k account which I have been putting money into since I started working (10 years so far). There is a company match, so while I have put 6% of my salary in my 401k, the company has matched that by adding another 5%. Right now, the fund is mostly in stock, while being split evenly between domestic and international companies. Barring an extreme market turn, I should be well-situated when I can get to that money in another 23 1/2 years.

My non-401k investment account is basically my savings account. Currently, I have my money split between 8 ETF's (Exchange Traded Funds). My account has both domestic and international funds for large cap companies, small cap companies, REITs (Real Estate Investment Trust), and bond funds. The yearly dividend yield for these average 2.5%, which isn't too bad. If I need money in an emergency, I can take the money from this account.

I also have my company's employee stock purchase plan. The company adds 15% to the dollar amount I put in each quarter. I use this money as a quarterly "bonus" to myself and also as a short term savings account.

I also have a checking account, but since it does not pay interest I try to keep the balance as low as I can without incurring any fees. Other than the 401k account, the other money is fairly accessible within 2-3 days.

At this point, I feel that I am financially stable and that my retirement should be well funded. Even with at least two more recessions/depressions before I retire, the money should be more than enough to get me to the golden years.

See you tomorrow!